Our process

A five step approach to financial planning.

Tailored to your goals and revisited as your life changes. Each step closes before the next one opens, which is what keeps a plan from drifting.

1
About 15 minutes
Questionnaire
We begin with a set of questions to determine how we can best assist you and serve your interests.
2
About 1 hour
Data gathering
While we gather information, we work together to establish precise expectations and devise a customized financial strategy that suits your needs.
3
About 1 hour
Plan collaboration
We review your financial situation against your questionnaire to determine whether your goals align with your capabilities.
4
About 1 hour
Implementation
Once the plan is finalized, we present the proposed steps needed to achieve the goals and expectations established during our consultations.
5
Ongoing
Plan review
Now that the plan is operational, we review and modify it as necessary according to your changing goals and life situation.

“A fiduciary standard means, basically, put the interests of the client first. No excuses. Period.”

Jack Bogle

What you receive

A plan, and the reasoning behind it.

Recommendations without reasoning are just instructions. You should be able to explain your own plan to someone else.

Cash flow, tax exposure, retirement income and estate structure, documented in one place rather than scattered across statements.

Every recommendation has a cost. We show you the options we considered and the ones we chose against, and why.

Plans age. Yours gets revisited on a set schedule and whenever your life changes faster than the calendar does.

It starts with a short set of questions and a free conversation. Nothing to sign.