Our Process

Our 5 Step Approach to the Financial Planning Process


Estimated time: 15 Minutes

We review your financial situation, comparing it with your questionnaire to determine if your goals align with your capabilities.

Plan Collaboration

Estimated time: 1 Hour

After finalizing your plan, I will present the proposed steps needed to achieve the goals and expectations established during our consultations.


Estimated time: 1 Hour

We begin with a set of questions to determine how we can best assist you and serve your interests.

Data Gathering

Estimated time: 1 Hour

While we gather information, we’ll work together to establish precise expectations and devise a customized financial strategy that suits your unique needs.

Plan Review

Estimated time: 1 Hour

Now that our plan is operational, we will regularly review and modify it as necessary according to your changing goals and life situation.

"A fiduciary standard means, basically, put the interests of the client first. No excuses. Period."

– Jack Bogle

Free Resources

Our Blog

Insightful articles that reflect our low-cost, "stay the course" investment philosophy.

Our Videos

Free videos that cover complex topics in an easy-to-digest explainer style.

Choose your advisor

Ken Hargreaves - Wealth ManagerKen Hargreaves - Wealth Manager

Ken Hargreaves

Founder, Wealth Manager
Shane Klemcke - Wealth ManagerShane Klemcke - Wealth Manager

Shane Klemcke

Wealth Manager