TRANSCRIPT:
Hi, I’m Ken Hargreaves, President of Wealthgen Advisors. And today we’re going to be talking about something many people overlook: how your lifestyle choices in retirement can have a major impact on both your health and your finances. Now, back in the 1970s, two very different American retirees made headlines. One was President Dwight Eisenhower. Well into his 70s, he stayed active, writing, painting, playing golf, and staying socially engaged. The other was baseball legend Mickey Mantle. Now, retiring much younger, Mantle struggled without structure, and his health declined quickly. It’s a simple but powerful lesson: retirement isn’t just about stopping work, it’s about how you live once you stop.
Now, at Wealthgen Advisors, we’ve seen this firsthand. Staying physically and mentally active doesn’t just make retirement more enjoyable, it helps protect your financial security. Research from places like Harvard and the NIH shows that regular activity reduces your risk of chronic illnesses like heart disease, diabetes, and even cognitive decline. One study found that consistent exercise can slow brain aging by nearly a decade.
And when you stay healthier, you avoid many of the healthcare costs that can quietly erode your retirement savings. Fidelity estimates a typical retired couple may need over $300,000 for healthcare alone, and that’s assuming average health. Every dollar not spent on preventable conditions is a dollar you keep for travel, family, or simply enjoying your life. Now, Wealthgen Advisors, we help clients plan for both sides of retirement: the financial side, and the lifestyle choices that help make the plan last. If you’re thinking about your next chapter, let’s have that conversation.
